Ritz Homes · Limited-time government program
Full HST rebate now available for all homebuyers
Ontario and the federal government are temporarily removing the HST on new homes valued up to $1 million, and reducing it on homes between $1 million and $1.85 million. No first-time buyer requirement — savings up to $130,000.
Window closes March 31, 2027 · 193 days remaining
Limited-time opportunity
Save up to $0
On qualifying new Ritz homes signed between April 1, 2026 and March 31, 2027. No first-time buyer requirement.
How the rebate works
The HST on a new home is made up of a 5% federal (GST) portion and an 8% provincial (PST) portion. The temporary program relieves both.
Sign between April 1, 2026 and March 31, 2027
Your agreement of purchase and sale must be entered into with the builder inside this window to qualify for the enhanced rebate.
Buy as your primary residence
The home must be intended as a primary place of residence for you or a qualifying relation. Investment purchases follow the standard rebate rules.
Assign the rebate or claim it yourself
Most buyers assign the rebate to Ritz Homes so it comes straight off the closing amount. You can also pay the full price and claim it back from the CRA.
What you could save
Up to $1,000,000
Full relief
The entire 13% HST is effectively rebated — up to $80,000 provincial plus up to $50,000 federal top-up relief.
$1,000,000 – $1,500,000
Full maximum rebate
Rebates stay at their maximum amounts, so relief covers the large majority of the HST on the purchase.
$1,500,000 – $1,850,000
Partial relief
Rebate amounts taper down as the price rises, phasing out at $1.85 million.
Step 2
See your numbers
Enter your purchase price and details to estimate your rebate, your amount due at closing, and your monthly mortgage payment.
Frequently asked questions
Do I have to be a first-time home buyer?
No. The temporary expanded rebate is available to all eligible buyers purchasing a new home as a primary residence, regardless of whether you have owned before.
What is the $24,000 already included in my price?
Ontario's standard provincial new housing rebate of up to $24,000 is builder-retained and already baked into the advertised purchase price. It is added back before calculating the true HST-inclusive price, and it does not flow to you as cash.
Should I assign the rebate to the builder?
Assigning it reduces the amount you need at closing, which usually means a smaller mortgage. Claiming it yourself means paying the full amount at closing and receiving the rebate from the CRA later.
When does the program end?
The enhanced rebate generally applies where the agreement of purchase and sale is signed on or after April 1, 2026 and on or before March 31, 2027.
Is the rebate guaranteed?
Final eligibility is determined by the Canada Revenue Agency and may depend on occupancy, closing timing, and program updates. This page is an estimate, not legal or tax advice.
Questions about your HST rebate?
Our team would be happy to explain how the rebate applies to your new Ritz Home.